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Humber College PREX-1060A Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Government Grants and Incentives | 20% | - Canada Education Savings Grant (CESG) - Canada Learning Bond (CLB) - Provincial programs |
| Topic 2: Withdrawals and Distributions | 15% | - Tax treatment - Educational vs non-educational withdrawals - Impact on grants |
| Topic 3: Plan Administration and Compliance | 10% | - Responsibilities of providers and subscribers - Plan termination rules - Reporting requirements |
| Topic 4: Contribution Rules and Limits | 25% | - Carry-forward provisions - Annual and lifetime contribution limits - Excess contributions and penalties |
| Topic 5: RESP Fundamentals | 30% | - Definition and purpose of RESP - Key parties involved - Basic rules and regulations |
Humber College Exam 4: Invigilated Theory Sample Questions:
1. Which of the following is a correct statement regarding a design-build arrangement in commercial real estate?
A) A design-build arrangement means the buyer will only buy the property if the landowner builds a building to the buyer's specifications.
B) A design-build arrangement is a sale/leaseback arrangement.
C) A design-build arrangement is commonly associated with a seller's market.
D) A design-build arrangement requires the buyer to acquire suitable land and construct a building themselves.
2. A salesperson is representing a seller of a pet food store and is preparing the marketing materials. Which of the following is a document the salesperson is required to provide to prospective buyersof the business?
A) An income statement for the past 12 months or since the business was acquired.
B) A statement of the expenses for the business for the past year or since the business was acquired.
C) A list of customers who have purchased products in the last 60 months or since the business was acquired.
D) A list of equipment, chattels, and fixtures that are included with the business.
3. Which of the following practices maintains the stability and durability of a commercial property?
A) Increasing the base rent and additional rent in a slow economy
B) Replacing old tenants with new tenants that pay much higher rent
C) Delaying improvements to the property to save costs
D) Keeping good tenants
4. A salesperson is drafting an agreement to lease a retail property for a tenant client who is looking to open a women's apparel store. Which of the following would NOT be included in the agreement to lease?
A) The names of all parties to the lease
B) A description of the premises
C) The commencement date of the lease
D) The names of all the tenant's suppliers
5. Which of the following is a characteristic of main street retail?
A) Structure size typically ranges from 100,000 to 130,000 square feet
B) Consists of newer, free-standing buildings only
C) Must be located in a small, older community
D) Comprises a blend of old and new stores
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: A | Question # 3 Answer: D | Question # 4 Answer: D | Question # 5 Answer: D |
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