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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. When issuing an Owner's policy, encumbrances should be shown as

A) a requirement in Schedule B-I.
B) listed on Schedule A for informational purposes.
C) an exception in Schedule C.
D) listed on Schedule B as an exception.

2. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
B) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
C) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
D) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.

3. Which property type includes all lands, man-made improvements, anything growing on the lands, as well as interests, or "rights," including future occupancy, reversion, and the use of surface and air space?

A) Intangible
B) Tangible
C) Personal
D) Real

4. Which section of a title insurance policy lists the rights of the insurer?

A) exclusions from coverage
B) insuring agreement
C) conditions
D) declarations

5. On what schedule of a title commitment would you find an easement that is proposed to be an exception from policy coverage?

A) C
B) A
C) B-I
D) B-II

Solutions: